▼ 0.50% · 3.625%
HK$3,441
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,548
−HK$109/mo
Today · 4.125%
HK$3,657
baseline
▲ 0.50% · 4.625%
HK$3,880
+HK$223/mo
Deposit HK$755K · loan HK$755K · min. income ≈ HK$7,314/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,828
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,931
−HK$104/mo
Today · 4.125%
HK$4,035
baseline
▲ 0.50% · 4.625%
HK$4,248
+HK$213/mo
Deposit HK$755K · loan HK$755K · min. income ≈ HK$8,070/mo (50% DSR)
Upfront cash ≈ HK$755K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,785
−HK$238/mo
▼ 0.25% · 3.875%
HK$3,903
−HK$120/mo
Today · 4.125%
HK$4,023
baseline
▲ 0.50% · 4.625%
HK$4,267
+HK$244/mo
Deposit HK$679K · loan HK$830K · min. income ≈ HK$8,046/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,211
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,324
−HK$115/mo
Today · 4.125%
HK$4,439
baseline
▲ 0.50% · 4.625%
HK$4,673
+HK$234/mo
Deposit HK$679K · loan HK$830K · min. income ≈ HK$8,878/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,129
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,258
−HK$130/mo
Today · 4.125%
HK$4,388
baseline
▲ 0.50% · 4.625%
HK$4,655
+HK$267/mo
Deposit HK$604K · loan HK$905K · min. income ≈ HK$8,776/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,594
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,717
−HK$125/mo
Today · 4.125%
HK$4,842
baseline
▲ 0.50% · 4.625%
HK$5,097
+HK$255/mo
Deposit HK$604K · loan HK$905K · min. income ≈ HK$9,684/mo (50% DSR)
Upfront cash ≈ HK$604K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,474
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,613
−HK$141/mo
Today · 4.125%
HK$4,754
baseline
▲ 0.50% · 4.625%
HK$5,043
+HK$289/mo
Deposit HK$528K · loan HK$981K · min. income ≈ HK$9,508/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,977
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,110
−HK$136/mo
Today · 4.125%
HK$5,246
baseline
▲ 0.50% · 4.625%
HK$5,522
+HK$276/mo
Deposit HK$528K · loan HK$981K · min. income ≈ HK$10,492/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,818
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,968
−HK$152/mo
Today · 4.125%
HK$5,120
baseline
▲ 0.50% · 4.625%
HK$5,431
+HK$311/mo
Deposit HK$453K · loan HK$1.06M · min. income ≈ HK$10,240/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,360
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,503
−HK$146/mo
Today · 4.125%
HK$5,649
baseline
▲ 0.50% · 4.625%
HK$5,947
+HK$298/mo
Deposit HK$453K · loan HK$1.06M · min. income ≈ HK$11,298/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,162
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,322
−HK$163/mo
Today · 4.125%
HK$5,485
baseline
▲ 0.50% · 4.625%
HK$5,819
+HK$334/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$10,970/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,742
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,896
−HK$157/mo
Today · 4.125%
HK$6,053
baseline
▲ 0.50% · 4.625%
HK$6,372
+HK$319/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$12,106/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,506
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,677
−HK$174/mo
Today · 4.125%
HK$5,851
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$356/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$11,702/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,125
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,290
−HK$166/mo
Today · 4.125%
HK$6,456
baseline
▲ 0.50% · 4.625%
HK$6,797
+HK$341/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$12,912/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,850
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,032
−HK$185/mo
Today · 4.125%
HK$6,217
baseline
▲ 0.50% · 4.625%
HK$6,595
+HK$378/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,434/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,508
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,683
−HK$177/mo
Today · 4.125%
HK$6,860
baseline
▲ 0.50% · 4.625%
HK$7,221
+HK$361/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,720/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,387
−HK$196/mo
Today · 4.125%
HK$6,583
baseline
▲ 0.50% · 4.625%
HK$6,983
+HK$400/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,166/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,891
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,076
−HK$187/mo
Today · 4.125%
HK$7,263
baseline
▲ 0.50% · 4.625%
HK$7,646
+HK$383/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,526/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).