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At today's rate and a 90% mortgage, the deposit on this unit is about HK$184K, with repayments around HK$8,048/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$184K · loan HK$1.66M · min. income ≈ HK$16,096/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 172 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 96 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 7A
- Saleable Area
- 231 Saleable ft²
- Gross Area
- 333 ft²
- Efficiency
- 69%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-23 | HK$2.85M | +22.8% 2.9y · 8.0%/yr |
| 2018-03-14 | HK$2.32M | +33.3% 3.5y · 9.0%/yr |
| 2014-09-05 | HK$1.74M | +255.1% |
| 2006-05-17 | HK$490K | +104.2% |
| 2006-02-07 | HK$240K | +0.0% |
| 2002-08-02 | HK$240K | — |