▼ 0.50% · 3.625%
HK$3,437
−HK$216/mo
▼ 0.25% · 3.875%
HK$3,544
−HK$109/mo
Today · 4.125%
HK$3,653
baseline
▲ 0.50% · 4.625%
HK$3,875
+HK$222/mo
Deposit HK$754K · loan HK$754K · min. income ≈ HK$7,306/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,926
−HK$104/mo
Today · 4.125%
HK$4,030
baseline
▲ 0.50% · 4.625%
HK$4,243
+HK$213/mo
Deposit HK$754K · loan HK$754K · min. income ≈ HK$8,060/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,781
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,898
−HK$120/mo
Today · 4.125%
HK$4,018
baseline
▲ 0.50% · 4.625%
HK$4,262
+HK$244/mo
Deposit HK$678K · loan HK$829K · min. income ≈ HK$8,036/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,206
−HK$227/mo
▼ 0.25% · 3.875%
HK$4,319
−HK$114/mo
Today · 4.125%
HK$4,433
baseline
▲ 0.50% · 4.625%
HK$4,667
+HK$234/mo
Deposit HK$678K · loan HK$829K · min. income ≈ HK$8,866/mo (50% DSR)
Upfront cash ≈ HK$678K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,124
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,253
−HK$130/mo
Today · 4.125%
HK$4,383
baseline
▲ 0.50% · 4.625%
HK$4,650
+HK$267/mo
Deposit HK$603K · loan HK$904K · min. income ≈ HK$8,766/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,588
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,711
−HK$125/mo
Today · 4.125%
HK$4,836
baseline
▲ 0.50% · 4.625%
HK$5,091
+HK$255/mo
Deposit HK$603K · loan HK$904K · min. income ≈ HK$9,672/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,468
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,607
−HK$141/mo
Today · 4.125%
HK$4,748
baseline
▲ 0.50% · 4.625%
HK$5,037
+HK$289/mo
Deposit HK$528K · loan HK$980K · min. income ≈ HK$9,496/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,971
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,104
−HK$135/mo
Today · 4.125%
HK$5,239
baseline
▲ 0.50% · 4.625%
HK$5,515
+HK$276/mo
Deposit HK$528K · loan HK$980K · min. income ≈ HK$10,478/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,812
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,961
−HK$153/mo
Today · 4.125%
HK$5,114
baseline
▲ 0.50% · 4.625%
HK$5,425
+HK$311/mo
Deposit HK$452K · loan HK$1.06M · min. income ≈ HK$10,228/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,353
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,497
−HK$145/mo
Today · 4.125%
HK$5,642
baseline
▲ 0.50% · 4.625%
HK$5,940
+HK$298/mo
Deposit HK$452K · loan HK$1.06M · min. income ≈ HK$11,284/mo (50% DSR)
Upfront cash ≈ HK$452K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,156
−HK$323/mo
▼ 0.25% · 3.875%
HK$5,316
−HK$163/mo
Today · 4.125%
HK$5,479
baseline
▲ 0.50% · 4.625%
HK$5,812
+HK$333/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$10,958/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,735
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,889
−HK$156/mo
Today · 4.125%
HK$6,045
baseline
▲ 0.50% · 4.625%
HK$6,364
+HK$319/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$12,090/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,499
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,670
−HK$174/mo
Today · 4.125%
HK$5,844
baseline
▲ 0.50% · 4.625%
HK$6,200
+HK$356/mo
Deposit HK$301K · loan HK$1.21M · min. income ≈ HK$11,688/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,118
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,282
−HK$166/mo
Today · 4.125%
HK$6,448
baseline
▲ 0.50% · 4.625%
HK$6,788
+HK$340/mo
Deposit HK$301K · loan HK$1.21M · min. income ≈ HK$12,896/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,843
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,025
−HK$184/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,587
+HK$378/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,500
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,675
−HK$176/mo
Today · 4.125%
HK$6,851
baseline
▲ 0.50% · 4.625%
HK$7,213
+HK$362/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,702/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,187
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,379
−HK$196/mo
Today · 4.125%
HK$6,575
baseline
▲ 0.50% · 4.625%
HK$6,975
+HK$400/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,150/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,883
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,067
−HK$187/mo
Today · 4.125%
HK$7,254
baseline
▲ 0.50% · 4.625%
HK$7,637
+HK$383/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,508/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).