▼ 0.50% · 3.625%
HK$3,482
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,590
−HK$110/mo
Today · 4.125%
HK$3,700
baseline
▲ 0.50% · 4.625%
HK$3,926
+HK$226/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$7,400/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,874
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,978
−HK$105/mo
Today · 4.125%
HK$4,083
baseline
▲ 0.50% · 4.625%
HK$4,298
+HK$215/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$8,166/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,830
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,949
−HK$121/mo
Today · 4.125%
HK$4,070
baseline
▲ 0.50% · 4.625%
HK$4,318
+HK$248/mo
Deposit HK$687K · loan HK$840K · min. income ≈ HK$8,140/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,261
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,375
−HK$116/mo
Today · 4.125%
HK$4,491
baseline
▲ 0.50% · 4.625%
HK$4,728
+HK$237/mo
Deposit HK$687K · loan HK$840K · min. income ≈ HK$8,982/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,178
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,308
−HK$132/mo
Today · 4.125%
HK$4,440
baseline
▲ 0.50% · 4.625%
HK$4,711
+HK$271/mo
Deposit HK$611K · loan HK$916K · min. income ≈ HK$8,880/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,648
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,773
−HK$127/mo
Today · 4.125%
HK$4,900
baseline
▲ 0.50% · 4.625%
HK$5,158
+HK$258/mo
Deposit HK$611K · loan HK$916K · min. income ≈ HK$9,800/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,527
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,667
−HK$143/mo
Today · 4.125%
HK$4,810
baseline
▲ 0.50% · 4.625%
HK$5,103
+HK$293/mo
Deposit HK$534K · loan HK$993K · min. income ≈ HK$9,620/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,036
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,171
−HK$137/mo
Today · 4.125%
HK$5,308
baseline
▲ 0.50% · 4.625%
HK$5,588
+HK$280/mo
Deposit HK$534K · loan HK$993K · min. income ≈ HK$10,616/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,875
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,026
−HK$155/mo
Today · 4.125%
HK$5,181
baseline
▲ 0.50% · 4.625%
HK$5,496
+HK$315/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$10,362/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,423
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,569
−HK$147/mo
Today · 4.125%
HK$5,716
baseline
▲ 0.50% · 4.625%
HK$6,018
+HK$302/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$11,432/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,223
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,385
−HK$166/mo
Today · 4.125%
HK$5,551
baseline
▲ 0.50% · 4.625%
HK$5,888
+HK$337/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$11,102/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,811
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,966
−HK$158/mo
Today · 4.125%
HK$6,124
baseline
▲ 0.50% · 4.625%
HK$6,447
+HK$323/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$12,248/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,571
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,745
−HK$176/mo
Today · 4.125%
HK$5,921
baseline
▲ 0.50% · 4.625%
HK$6,281
+HK$360/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,842/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,198
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,364
−HK$169/mo
Today · 4.125%
HK$6,533
baseline
▲ 0.50% · 4.625%
HK$6,877
+HK$344/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,066/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,919
−HK$372/mo
▼ 0.25% · 3.875%
HK$6,104
−HK$187/mo
Today · 4.125%
HK$6,291
baseline
▲ 0.50% · 4.625%
HK$6,673
+HK$382/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,582/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,585
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,762
−HK$179/mo
Today · 4.125%
HK$6,941
baseline
▲ 0.50% · 4.625%
HK$7,307
+HK$366/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,882/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,268
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,463
−HK$198/mo
Today · 4.125%
HK$6,661
baseline
▲ 0.50% · 4.625%
HK$7,066
+HK$405/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$13,322/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,973
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,160
−HK$189/mo
Today · 4.125%
HK$7,349
baseline
▲ 0.50% · 4.625%
HK$7,737
+HK$388/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$14,698/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).