▼ 0.50% · 3.625%
HK$4,576
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,718
−HK$145/mo
Today · 4.125%
HK$4,863
baseline
▲ 0.50% · 4.625%
HK$5,159
+HK$296/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$9,726/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$139/mo
Today · 4.125%
HK$5,366
baseline
▲ 0.50% · 4.625%
HK$5,649
+HK$283/mo
Deposit HK$1.00M · loan HK$1.00M · min. income ≈ HK$10,732/mo (50% DSR)
Upfront cash ≈ HK$1.00M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,034
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,190
−HK$159/mo
Today · 4.125%
HK$5,349
baseline
▲ 0.50% · 4.625%
HK$5,675
+HK$326/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$10,698/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,600
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,750
−HK$152/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,213
+HK$311/mo
Deposit HK$903K · loan HK$1.10M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$903K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,491
−HK$344/mo
▼ 0.25% · 3.875%
HK$5,662
−HK$173/mo
Today · 4.125%
HK$5,835
baseline
▲ 0.50% · 4.625%
HK$6,191
+HK$356/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$11,670/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,109
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,273
−HK$166/mo
Today · 4.125%
HK$6,439
baseline
▲ 0.50% · 4.625%
HK$6,778
+HK$339/mo
Deposit HK$803K · loan HK$1.20M · min. income ≈ HK$12,878/mo (50% DSR)
Upfront cash ≈ HK$803K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,949
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,134
−HK$188/mo
Today · 4.125%
HK$6,322
baseline
▲ 0.50% · 4.625%
HK$6,706
+HK$384/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$12,644/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,618
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,795
−HK$180/mo
Today · 4.125%
HK$6,975
baseline
▲ 0.50% · 4.625%
HK$7,343
+HK$368/mo
Deposit HK$702K · loan HK$1.30M · min. income ≈ HK$13,950/mo (50% DSR)
Upfront cash ≈ HK$702K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,406
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,606
−HK$202/mo
Today · 4.125%
HK$6,808
baseline
▲ 0.50% · 4.625%
HK$7,222
+HK$414/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$13,616/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,127
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,318
−HK$194/mo
Today · 4.125%
HK$7,512
baseline
▲ 0.50% · 4.625%
HK$7,908
+HK$396/mo
Deposit HK$602K · loan HK$1.40M · min. income ≈ HK$15,024/mo (50% DSR)
Upfront cash ≈ HK$602K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,864
−HK$430/mo
▼ 0.25% · 3.875%
HK$7,077
−HK$217/mo
Today · 4.125%
HK$7,294
baseline
▲ 0.50% · 4.625%
HK$7,738
+HK$444/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$14,588/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,636
−HK$413/mo
▼ 0.25% · 3.875%
HK$7,841
−HK$208/mo
Today · 4.125%
HK$8,049
baseline
▲ 0.50% · 4.625%
HK$8,473
+HK$424/mo
Deposit HK$502K · loan HK$1.51M · min. income ≈ HK$16,098/mo (50% DSR)
Upfront cash ≈ HK$502K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,321
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,549
−HK$232/mo
Today · 4.125%
HK$7,781
baseline
▲ 0.50% · 4.625%
HK$8,254
+HK$473/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$15,562/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,145
−HK$440/mo
▼ 0.25% · 3.875%
HK$8,364
−HK$221/mo
Today · 4.125%
HK$8,585
baseline
▲ 0.50% · 4.625%
HK$9,038
+HK$453/mo
Deposit HK$401K · loan HK$1.61M · min. income ≈ HK$17,170/mo (50% DSR)
Upfront cash ≈ HK$401K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,779
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,021
−HK$246/mo
Today · 4.125%
HK$8,267
baseline
▲ 0.50% · 4.625%
HK$8,770
+HK$503/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$16,534/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,654
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,886
−HK$236/mo
Today · 4.125%
HK$9,122
baseline
▲ 0.50% · 4.625%
HK$9,603
+HK$481/mo
Deposit HK$301K · loan HK$1.71M · min. income ≈ HK$18,244/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,237
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,493
−HK$260/mo
Today · 4.125%
HK$8,753
baseline
▲ 0.50% · 4.625%
HK$9,286
+HK$533/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$17,506/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,163
−HK$495/mo
▼ 0.25% · 3.875%
HK$9,409
−HK$249/mo
Today · 4.125%
HK$9,658
baseline
▲ 0.50% · 4.625%
HK$10,167
+HK$509/mo
Deposit HK$201K · loan HK$1.81M · min. income ≈ HK$19,316/mo (50% DSR)
Upfront cash ≈ HK$201K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).