▼ 0.50% · 3.625%
HK$3,537
−HK$222/mo
▼ 0.25% · 3.875%
HK$3,647
−HK$112/mo
Today · 4.125%
HK$3,759
baseline
▲ 0.50% · 4.625%
HK$3,988
+HK$229/mo
Deposit HK$776K · loan HK$776K · min. income ≈ HK$7,518/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,935
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,041
−HK$107/mo
Today · 4.125%
HK$4,148
baseline
▲ 0.50% · 4.625%
HK$4,366
+HK$218/mo
Deposit HK$776K · loan HK$776K · min. income ≈ HK$8,296/mo (50% DSR)
Upfront cash ≈ HK$776K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,891
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,012
−HK$123/mo
Today · 4.125%
HK$4,135
baseline
▲ 0.50% · 4.625%
HK$4,386
+HK$251/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$8,270/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,328
−HK$234/mo
▼ 0.25% · 3.875%
HK$4,445
−HK$117/mo
Today · 4.125%
HK$4,562
baseline
▲ 0.50% · 4.625%
HK$4,803
+HK$241/mo
Deposit HK$698K · loan HK$853K · min. income ≈ HK$9,124/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,245
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,377
−HK$134/mo
Today · 4.125%
HK$4,511
baseline
▲ 0.50% · 4.625%
HK$4,785
+HK$274/mo
Deposit HK$620K · loan HK$931K · min. income ≈ HK$9,022/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,722
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,849
−HK$128/mo
Today · 4.125%
HK$4,977
baseline
▲ 0.50% · 4.625%
HK$5,239
+HK$262/mo
Deposit HK$620K · loan HK$931K · min. income ≈ HK$9,954/mo (50% DSR)
Upfront cash ≈ HK$621K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,598
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,741
−HK$146/mo
Today · 4.125%
HK$4,887
baseline
▲ 0.50% · 4.625%
HK$5,184
+HK$297/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$9,774/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,115
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,253
−HK$139/mo
Today · 4.125%
HK$5,392
baseline
▲ 0.50% · 4.625%
HK$5,676
+HK$284/mo
Deposit HK$543K · loan HK$1.01M · min. income ≈ HK$10,784/mo (50% DSR)
Upfront cash ≈ HK$543K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,952
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,106
−HK$156/mo
Today · 4.125%
HK$5,262
baseline
▲ 0.50% · 4.625%
HK$5,583
+HK$321/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$10,524/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,509
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,657
−HK$150/mo
Today · 4.125%
HK$5,807
baseline
▲ 0.50% · 4.625%
HK$6,113
+HK$306/mo
Deposit HK$465K · loan HK$1.09M · min. income ≈ HK$11,614/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,306
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,471
−HK$167/mo
Today · 4.125%
HK$5,638
baseline
▲ 0.50% · 4.625%
HK$5,981
+HK$343/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$11,276/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,902
−HK$319/mo
▼ 0.25% · 3.875%
HK$6,061
−HK$160/mo
Today · 4.125%
HK$6,221
baseline
▲ 0.50% · 4.625%
HK$6,549
+HK$328/mo
Deposit HK$388K · loan HK$1.16M · min. income ≈ HK$12,442/mo (50% DSR)
Upfront cash ≈ HK$388K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,659
−HK$355/mo
▼ 0.25% · 3.875%
HK$5,835
−HK$179/mo
Today · 4.125%
HK$6,014
baseline
▲ 0.50% · 4.625%
HK$6,380
+HK$366/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$12,028/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,296
−HK$340/mo
▼ 0.25% · 3.875%
HK$6,465
−HK$171/mo
Today · 4.125%
HK$6,636
baseline
▲ 0.50% · 4.625%
HK$6,986
+HK$350/mo
Deposit HK$310K · loan HK$1.24M · min. income ≈ HK$13,272/mo (50% DSR)
Upfront cash ≈ HK$310K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,200
−HK$190/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$389/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,689
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$182/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,423
+HK$372/mo
Deposit HK$233K · loan HK$1.32M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$233K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,367
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,565
−HK$201/mo
Today · 4.125%
HK$6,766
baseline
▲ 0.50% · 4.625%
HK$7,178
+HK$412/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$13,532/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,083
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,273
−HK$193/mo
Today · 4.125%
HK$7,466
baseline
▲ 0.50% · 4.625%
HK$7,859
+HK$393/mo
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$14,932/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).