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At today's rate and a 90% mortgage, the deposit on this unit is about HK$155K, with repayments around HK$6,769/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$155K · loan HK$1.40M · min. income ≈ HK$13,538/mo (50% DSR)
Upfront cash ≈ HK$155K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Yau Ma Tei Station Station.
Family-friendly — 69 schools within a 1 km walk.
Everyday convenience — 172 shopping and daily-needs spots nearby.
Healthcare close by — 17 hospitals/clinics within 1 km.
Green space & leisure — 96 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- 2B
- Saleable Area
- 189 Saleable ft²
- Gross Area
- 272 ft²
- Efficiency
- 69%
- District
- Yau Tsim Mong District · Kowloon
- School net (POA)
- 31
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-29 | HK$2.21M | +24.9% 3.5y · 7.0%/yr |
| 2016-12-02 | HK$1.77M | +30.1% 3.0y · 10.0%/yr |
| 2013-11-29 | HK$1.36M | +52.8% |
| 2011-07-11 | HK$890K | +17.1% |
| 2010-12-01 | HK$760K | +28.8% |
| 2009-12-11 | HK$590K | — |