▼ 0.50% · 3.625%
HK$3,521
−HK$220/mo
▼ 0.25% · 3.875%
HK$3,630
−HK$111/mo
Today · 4.125%
HK$3,741
baseline
▲ 0.50% · 4.625%
HK$3,969
+HK$228/mo
Deposit HK$772K · loan HK$772K · min. income ≈ HK$7,482/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,917
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,022
−HK$106/mo
Today · 4.125%
HK$4,128
baseline
▲ 0.50% · 4.625%
HK$4,346
+HK$218/mo
Deposit HK$772K · loan HK$772K · min. income ≈ HK$8,256/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,873
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,993
−HK$123/mo
Today · 4.125%
HK$4,116
baseline
▲ 0.50% · 4.625%
HK$4,366
+HK$250/mo
Deposit HK$695K · loan HK$849K · min. income ≈ HK$8,232/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,308
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,424
−HK$117/mo
Today · 4.125%
HK$4,541
baseline
▲ 0.50% · 4.625%
HK$4,781
+HK$240/mo
Deposit HK$695K · loan HK$849K · min. income ≈ HK$9,082/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,225
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,356
−HK$134/mo
Today · 4.125%
HK$4,490
baseline
▲ 0.50% · 4.625%
HK$4,763
+HK$273/mo
Deposit HK$618K · loan HK$926K · min. income ≈ HK$8,980/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,700
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,826
−HK$128/mo
Today · 4.125%
HK$4,954
baseline
▲ 0.50% · 4.625%
HK$5,215
+HK$261/mo
Deposit HK$618K · loan HK$926K · min. income ≈ HK$9,908/mo (50% DSR)
Upfront cash ≈ HK$618K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,577
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,719
−HK$145/mo
Today · 4.125%
HK$4,864
baseline
▲ 0.50% · 4.625%
HK$5,160
+HK$296/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$9,728/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,092
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,228
−HK$139/mo
Today · 4.125%
HK$5,367
baseline
▲ 0.50% · 4.625%
HK$5,650
+HK$283/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$10,734/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,929
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,082
−HK$156/mo
Today · 4.125%
HK$5,238
baseline
▲ 0.50% · 4.625%
HK$5,557
+HK$319/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$10,476/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,483
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,630
−HK$150/mo
Today · 4.125%
HK$5,780
baseline
▲ 0.50% · 4.625%
HK$6,084
+HK$304/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$11,560/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,281
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,445
−HK$167/mo
Today · 4.125%
HK$5,612
baseline
▲ 0.50% · 4.625%
HK$5,954
+HK$342/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$11,224/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,875
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,033
−HK$160/mo
Today · 4.125%
HK$6,193
baseline
▲ 0.50% · 4.625%
HK$6,519
+HK$326/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$12,386/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,633
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,808
−HK$178/mo
Today · 4.125%
HK$5,986
baseline
▲ 0.50% · 4.625%
HK$6,351
+HK$365/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$11,972/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,267
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,435
−HK$170/mo
Today · 4.125%
HK$6,605
baseline
▲ 0.50% · 4.625%
HK$6,954
+HK$349/mo
Deposit HK$309K · loan HK$1.24M · min. income ≈ HK$13,210/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,985
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,171
−HK$190/mo
Today · 4.125%
HK$6,361
baseline
▲ 0.50% · 4.625%
HK$6,748
+HK$387/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$12,722/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,658
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,837
−HK$181/mo
Today · 4.125%
HK$7,018
baseline
▲ 0.50% · 4.625%
HK$7,388
+HK$370/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$14,036/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,337
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,534
−HK$201/mo
Today · 4.125%
HK$6,735
baseline
▲ 0.50% · 4.625%
HK$7,144
+HK$409/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,470/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,050
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,239
−HK$192/mo
Today · 4.125%
HK$7,431
baseline
▲ 0.50% · 4.625%
HK$7,823
+HK$392/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,862/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).