▼ 0.50% · 3.625%
HK$3,311
−HK$208/mo
▼ 0.25% · 3.875%
HK$3,414
−HK$105/mo
Today · 4.125%
HK$3,519
baseline
▲ 0.50% · 4.625%
HK$3,733
+HK$214/mo
Deposit HK$726K · loan HK$726K · min. income ≈ HK$7,038/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,684
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,782
−HK$101/mo
Today · 4.125%
HK$3,883
baseline
▲ 0.50% · 4.625%
HK$4,087
+HK$204/mo
Deposit HK$726K · loan HK$726K · min. income ≈ HK$7,766/mo (50% DSR)
Upfront cash ≈ HK$726K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,642
−HK$229/mo
▼ 0.25% · 3.875%
HK$3,756
−HK$115/mo
Today · 4.125%
HK$3,871
baseline
▲ 0.50% · 4.625%
HK$4,106
+HK$235/mo
Deposit HK$653K · loan HK$799K · min. income ≈ HK$7,742/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,052
−HK$219/mo
▼ 0.25% · 3.875%
HK$4,161
−HK$110/mo
Today · 4.125%
HK$4,271
baseline
▲ 0.50% · 4.625%
HK$4,496
+HK$225/mo
Deposit HK$653K · loan HK$799K · min. income ≈ HK$8,542/mo (50% DSR)
Upfront cash ≈ HK$654K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,973
−HK$250/mo
▼ 0.25% · 3.875%
HK$4,097
−HK$126/mo
Today · 4.125%
HK$4,223
baseline
▲ 0.50% · 4.625%
HK$4,480
+HK$257/mo
Deposit HK$581K · loan HK$871K · min. income ≈ HK$8,446/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,420
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,539
−HK$120/mo
Today · 4.125%
HK$4,659
baseline
▲ 0.50% · 4.625%
HK$4,905
+HK$246/mo
Deposit HK$581K · loan HK$871K · min. income ≈ HK$9,318/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,305
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,438
−HK$136/mo
Today · 4.125%
HK$4,574
baseline
▲ 0.50% · 4.625%
HK$4,853
+HK$279/mo
Deposit HK$508K · loan HK$944K · min. income ≈ HK$9,148/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,917
−HK$130/mo
Today · 4.125%
HK$5,047
baseline
▲ 0.50% · 4.625%
HK$5,314
+HK$267/mo
Deposit HK$508K · loan HK$944K · min. income ≈ HK$10,094/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,636
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,780
−HK$146/mo
Today · 4.125%
HK$4,926
baseline
▲ 0.50% · 4.625%
HK$5,226
+HK$300/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$9,852/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,157
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,295
−HK$141/mo
Today · 4.125%
HK$5,436
baseline
▲ 0.50% · 4.625%
HK$5,722
+HK$286/mo
Deposit HK$436K · loan HK$1.02M · min. income ≈ HK$10,872/mo (50% DSR)
Upfront cash ≈ HK$436K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,967
−HK$311/mo
▼ 0.25% · 3.875%
HK$5,121
−HK$157/mo
Today · 4.125%
HK$5,278
baseline
▲ 0.50% · 4.625%
HK$5,599
+HK$321/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$10,556/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,526
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,674
−HK$150/mo
Today · 4.125%
HK$5,824
baseline
▲ 0.50% · 4.625%
HK$6,131
+HK$307/mo
Deposit HK$363K · loan HK$1.09M · min. income ≈ HK$11,648/mo (50% DSR)
Upfront cash ≈ HK$363K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,298
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,463
−HK$167/mo
Today · 4.125%
HK$5,630
baseline
▲ 0.50% · 4.625%
HK$5,973
+HK$343/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$11,260/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,052
−HK$160/mo
Today · 4.125%
HK$6,212
baseline
▲ 0.50% · 4.625%
HK$6,540
+HK$328/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$12,424/mo (50% DSR)
Upfront cash ≈ HK$291K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,629
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,804
−HK$178/mo
Today · 4.125%
HK$5,982
baseline
▲ 0.50% · 4.625%
HK$6,346
+HK$364/mo
Deposit HK$218K · loan HK$1.23M · min. income ≈ HK$11,964/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,262
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,430
−HK$171/mo
Today · 4.125%
HK$6,601
baseline
▲ 0.50% · 4.625%
HK$6,948
+HK$347/mo
Deposit HK$218K · loan HK$1.23M · min. income ≈ HK$13,202/mo (50% DSR)
Upfront cash ≈ HK$218K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,960
−HK$374/mo
▼ 0.25% · 3.875%
HK$6,146
−HK$188/mo
Today · 4.125%
HK$6,334
baseline
▲ 0.50% · 4.625%
HK$6,719
+HK$385/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$12,668/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,631
−HK$358/mo
▼ 0.25% · 3.875%
HK$6,808
−HK$181/mo
Today · 4.125%
HK$6,989
baseline
▲ 0.50% · 4.625%
HK$7,357
+HK$368/mo
Deposit HK$145K · loan HK$1.31M · min. income ≈ HK$13,978/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).