▼ 0.50% · 3.625%
HK$3,480
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,588
−HK$110/mo
Today · 4.125%
HK$3,698
baseline
▲ 0.50% · 4.625%
HK$3,923
+HK$225/mo
Deposit HK$763K · loan HK$763K · min. income ≈ HK$7,396/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,871
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,975
−HK$105/mo
Today · 4.125%
HK$4,080
baseline
▲ 0.50% · 4.625%
HK$4,296
+HK$216/mo
Deposit HK$763K · loan HK$763K · min. income ≈ HK$8,160/mo (50% DSR)
Upfront cash ≈ HK$763K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,828
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,947
−HK$121/mo
Today · 4.125%
HK$4,068
baseline
▲ 0.50% · 4.625%
HK$4,315
+HK$247/mo
Deposit HK$687K · loan HK$839K · min. income ≈ HK$8,136/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,258
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,373
−HK$115/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,725
+HK$237/mo
Deposit HK$687K · loan HK$839K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$687K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,176
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,306
−HK$132/mo
Today · 4.125%
HK$4,438
baseline
▲ 0.50% · 4.625%
HK$4,708
+HK$270/mo
Deposit HK$610K · loan HK$916K · min. income ≈ HK$8,876/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,646
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,770
−HK$127/mo
Today · 4.125%
HK$4,897
baseline
▲ 0.50% · 4.625%
HK$5,155
+HK$258/mo
Deposit HK$610K · loan HK$916K · min. income ≈ HK$9,794/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,524
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,665
−HK$142/mo
Today · 4.125%
HK$4,807
baseline
▲ 0.50% · 4.625%
HK$5,100
+HK$293/mo
Deposit HK$534K · loan HK$992K · min. income ≈ HK$9,614/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,033
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,168
−HK$137/mo
Today · 4.125%
HK$5,305
baseline
▲ 0.50% · 4.625%
HK$5,584
+HK$279/mo
Deposit HK$534K · loan HK$992K · min. income ≈ HK$10,610/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,872
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,023
−HK$154/mo
Today · 4.125%
HK$5,177
baseline
▲ 0.50% · 4.625%
HK$5,492
+HK$315/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$10,354/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,420
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,565
−HK$148/mo
Today · 4.125%
HK$5,713
baseline
▲ 0.50% · 4.625%
HK$6,014
+HK$301/mo
Deposit HK$458K · loan HK$1.07M · min. income ≈ HK$11,426/mo (50% DSR)
Upfront cash ≈ HK$458K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,220
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,382
−HK$165/mo
Today · 4.125%
HK$5,547
baseline
▲ 0.50% · 4.625%
HK$5,885
+HK$338/mo
Deposit HK$382K · loan HK$1.14M · min. income ≈ HK$11,094/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,807
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,963
−HK$158/mo
Today · 4.125%
HK$6,121
baseline
▲ 0.50% · 4.625%
HK$6,443
+HK$322/mo
Deposit HK$382K · loan HK$1.14M · min. income ≈ HK$12,242/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,568
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$176/mo
Today · 4.125%
HK$5,917
baseline
▲ 0.50% · 4.625%
HK$6,277
+HK$360/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,834/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,194
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,360
−HK$169/mo
Today · 4.125%
HK$6,529
baseline
▲ 0.50% · 4.625%
HK$6,873
+HK$344/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,058/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,916
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,100
−HK$187/mo
Today · 4.125%
HK$6,287
baseline
▲ 0.50% · 4.625%
HK$6,669
+HK$382/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,574/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,581
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,758
−HK$179/mo
Today · 4.125%
HK$6,937
baseline
▲ 0.50% · 4.625%
HK$7,302
+HK$365/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,874/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,264
−HK$393/mo
▼ 0.25% · 3.875%
HK$6,459
−HK$198/mo
Today · 4.125%
HK$6,657
baseline
▲ 0.50% · 4.625%
HK$7,062
+HK$405/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$13,314/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,968
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,155
−HK$190/mo
Today · 4.125%
HK$7,345
baseline
▲ 0.50% · 4.625%
HK$7,732
+HK$387/mo
Deposit HK$153K · loan HK$1.37M · min. income ≈ HK$14,690/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).