▼ 0.50% · 3.625%
HK$3,404
−HK$214/mo
▼ 0.25% · 3.875%
HK$3,510
−HK$108/mo
Today · 4.125%
HK$3,618
baseline
▲ 0.50% · 4.625%
HK$3,838
+HK$220/mo
Deposit HK$746K · loan HK$746K · min. income ≈ HK$7,236/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,787
−HK$205/mo
▼ 0.25% · 3.875%
HK$3,889
−HK$103/mo
Today · 4.125%
HK$3,992
baseline
▲ 0.50% · 4.625%
HK$4,202
+HK$210/mo
Deposit HK$746K · loan HK$746K · min. income ≈ HK$7,984/mo (50% DSR)
Upfront cash ≈ HK$747K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,745
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,861
−HK$118/mo
Today · 4.125%
HK$3,979
baseline
▲ 0.50% · 4.625%
HK$4,222
+HK$243/mo
Deposit HK$672K · loan HK$821K · min. income ≈ HK$7,958/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,166
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,278
−HK$113/mo
Today · 4.125%
HK$4,391
baseline
▲ 0.50% · 4.625%
HK$4,622
+HK$231/mo
Deposit HK$672K · loan HK$821K · min. income ≈ HK$8,782/mo (50% DSR)
Upfront cash ≈ HK$672K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,085
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,212
−HK$129/mo
Today · 4.125%
HK$4,341
baseline
▲ 0.50% · 4.625%
HK$4,605
+HK$264/mo
Deposit HK$597K · loan HK$896K · min. income ≈ HK$8,682/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,545
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,666
−HK$124/mo
Today · 4.125%
HK$4,790
baseline
▲ 0.50% · 4.625%
HK$5,043
+HK$253/mo
Deposit HK$597K · loan HK$896K · min. income ≈ HK$9,580/mo (50% DSR)
Upfront cash ≈ HK$597K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,425
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,563
−HK$140/mo
Today · 4.125%
HK$4,703
baseline
▲ 0.50% · 4.625%
HK$4,989
+HK$286/mo
Deposit HK$523K · loan HK$970K · min. income ≈ HK$9,406/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,923
−HK$266/mo
▼ 0.25% · 3.875%
HK$5,055
−HK$134/mo
Today · 4.125%
HK$5,189
baseline
▲ 0.50% · 4.625%
HK$5,463
+HK$274/mo
Deposit HK$523K · loan HK$970K · min. income ≈ HK$10,378/mo (50% DSR)
Upfront cash ≈ HK$523K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,766
−HK$299/mo
▼ 0.25% · 3.875%
HK$4,914
−HK$151/mo
Today · 4.125%
HK$5,065
baseline
▲ 0.50% · 4.625%
HK$5,373
+HK$308/mo
Deposit HK$448K · loan HK$1.05M · min. income ≈ HK$10,130/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,302
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,444
−HK$144/mo
Today · 4.125%
HK$5,588
baseline
▲ 0.50% · 4.625%
HK$5,883
+HK$295/mo
Deposit HK$448K · loan HK$1.05M · min. income ≈ HK$11,176/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,106
−HK$320/mo
▼ 0.25% · 3.875%
HK$5,265
−HK$161/mo
Today · 4.125%
HK$5,426
baseline
▲ 0.50% · 4.625%
HK$5,757
+HK$331/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$10,852/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,681
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,833
−HK$155/mo
Today · 4.125%
HK$5,988
baseline
▲ 0.50% · 4.625%
HK$6,303
+HK$315/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$11,976/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,447
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,616
−HK$172/mo
Today · 4.125%
HK$5,788
baseline
▲ 0.50% · 4.625%
HK$6,140
+HK$352/mo
Deposit HK$299K · loan HK$1.19M · min. income ≈ HK$11,576/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,059
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,222
−HK$165/mo
Today · 4.125%
HK$6,387
baseline
▲ 0.50% · 4.625%
HK$6,723
+HK$336/mo
Deposit HK$299K · loan HK$1.19M · min. income ≈ HK$12,774/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,787
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,967
−HK$183/mo
Today · 4.125%
HK$6,150
baseline
▲ 0.50% · 4.625%
HK$6,524
+HK$374/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,300/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,438
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,611
−HK$175/mo
Today · 4.125%
HK$6,786
baseline
▲ 0.50% · 4.625%
HK$7,144
+HK$358/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,572/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,127
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,318
−HK$194/mo
Today · 4.125%
HK$6,512
baseline
▲ 0.50% · 4.625%
HK$6,908
+HK$396/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$13,024/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,817
−HK$368/mo
▼ 0.25% · 3.875%
HK$7,000
−HK$185/mo
Today · 4.125%
HK$7,185
baseline
▲ 0.50% · 4.625%
HK$7,564
+HK$379/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,370/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).