▼ 0.50% · 3.625%
HK$3,274
−HK$206/mo
▼ 0.25% · 3.875%
HK$3,376
−HK$104/mo
Today · 4.125%
HK$3,480
baseline
▲ 0.50% · 4.625%
HK$3,691
+HK$211/mo
Deposit HK$718K · loan HK$718K · min. income ≈ HK$6,960/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,643
−HK$196/mo
▼ 0.25% · 3.875%
HK$3,740
−HK$99/mo
Today · 4.125%
HK$3,839
baseline
▲ 0.50% · 4.625%
HK$4,042
+HK$203/mo
Deposit HK$718K · loan HK$718K · min. income ≈ HK$7,678/mo (50% DSR)
Upfront cash ≈ HK$718K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,602
−HK$226/mo
▼ 0.25% · 3.875%
HK$3,714
−HK$114/mo
Today · 4.125%
HK$3,828
baseline
▲ 0.50% · 4.625%
HK$4,060
+HK$232/mo
Deposit HK$646K · loan HK$790K · min. income ≈ HK$7,656/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,007
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,114
−HK$109/mo
Today · 4.125%
HK$4,223
baseline
▲ 0.50% · 4.625%
HK$4,446
+HK$223/mo
Deposit HK$646K · loan HK$790K · min. income ≈ HK$8,446/mo (50% DSR)
Upfront cash ≈ HK$646K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,929
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,051
−HK$124/mo
Today · 4.125%
HK$4,175
baseline
▲ 0.50% · 4.625%
HK$4,430
+HK$255/mo
Deposit HK$574K · loan HK$862K · min. income ≈ HK$8,350/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,371
−HK$236/mo
▼ 0.25% · 3.875%
HK$4,488
−HK$119/mo
Today · 4.125%
HK$4,607
baseline
▲ 0.50% · 4.625%
HK$4,850
+HK$243/mo
Deposit HK$574K · loan HK$862K · min. income ≈ HK$9,214/mo (50% DSR)
Upfront cash ≈ HK$574K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,257
−HK$266/mo
▼ 0.25% · 3.875%
HK$4,389
−HK$134/mo
Today · 4.125%
HK$4,523
baseline
▲ 0.50% · 4.625%
HK$4,799
+HK$276/mo
Deposit HK$503K · loan HK$933K · min. income ≈ HK$9,046/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,735
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,862
−HK$129/mo
Today · 4.125%
HK$4,991
baseline
▲ 0.50% · 4.625%
HK$5,254
+HK$263/mo
Deposit HK$503K · loan HK$933K · min. income ≈ HK$9,982/mo (50% DSR)
Upfront cash ≈ HK$503K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,584
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,727
−HK$144/mo
Today · 4.125%
HK$4,871
baseline
▲ 0.50% · 4.625%
HK$5,168
+HK$297/mo
Deposit HK$431K · loan HK$1.01M · min. income ≈ HK$9,742/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,100
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,236
−HK$139/mo
Today · 4.125%
HK$5,375
baseline
▲ 0.50% · 4.625%
HK$5,658
+HK$283/mo
Deposit HK$431K · loan HK$1.01M · min. income ≈ HK$10,750/mo (50% DSR)
Upfront cash ≈ HK$431K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,911
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,064
−HK$155/mo
Today · 4.125%
HK$5,219
baseline
▲ 0.50% · 4.625%
HK$5,537
+HK$318/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$10,438/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,464
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,610
−HK$149/mo
Today · 4.125%
HK$5,759
baseline
▲ 0.50% · 4.625%
HK$6,063
+HK$304/mo
Deposit HK$359K · loan HK$1.08M · min. income ≈ HK$11,518/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,239
−HK$328/mo
▼ 0.25% · 3.875%
HK$5,402
−HK$165/mo
Today · 4.125%
HK$5,567
baseline
▲ 0.50% · 4.625%
HK$5,906
+HK$339/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$11,134/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,828
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,984
−HK$159/mo
Today · 4.125%
HK$6,143
baseline
▲ 0.50% · 4.625%
HK$6,467
+HK$324/mo
Deposit HK$287K · loan HK$1.15M · min. income ≈ HK$12,286/mo (50% DSR)
Upfront cash ≈ HK$287K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,566
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,739
−HK$176/mo
Today · 4.125%
HK$5,915
baseline
▲ 0.50% · 4.625%
HK$6,275
+HK$360/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$11,830/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,192
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,358
−HK$169/mo
Today · 4.125%
HK$6,527
baseline
▲ 0.50% · 4.625%
HK$6,871
+HK$344/mo
Deposit HK$215K · loan HK$1.22M · min. income ≈ HK$13,054/mo (50% DSR)
Upfront cash ≈ HK$215K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,894
−HK$369/mo
▼ 0.25% · 3.875%
HK$6,077
−HK$186/mo
Today · 4.125%
HK$6,263
baseline
▲ 0.50% · 4.625%
HK$6,644
+HK$381/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$12,526/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,557
−HK$354/mo
▼ 0.25% · 3.875%
HK$6,732
−HK$179/mo
Today · 4.125%
HK$6,911
baseline
▲ 0.50% · 4.625%
HK$7,275
+HK$364/mo
Deposit HK$144K · loan HK$1.29M · min. income ≈ HK$13,822/mo (50% DSR)
Upfront cash ≈ HK$144K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).