▼ 0.50% · 3.625%
HK$3,440
−HK$215/mo
▼ 0.25% · 3.875%
HK$3,547
−HK$108/mo
Today · 4.125%
HK$3,655
baseline
▲ 0.50% · 4.625%
HK$3,878
+HK$223/mo
Deposit HK$754K · loan HK$754K · min. income ≈ HK$7,310/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,826
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,929
−HK$104/mo
Today · 4.125%
HK$4,033
baseline
▲ 0.50% · 4.625%
HK$4,246
+HK$213/mo
Deposit HK$754K · loan HK$754K · min. income ≈ HK$8,066/mo (50% DSR)
Upfront cash ≈ HK$754K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,784
−HK$237/mo
▼ 0.25% · 3.875%
HK$3,901
−HK$120/mo
Today · 4.125%
HK$4,021
baseline
▲ 0.50% · 4.625%
HK$4,265
+HK$244/mo
Deposit HK$679K · loan HK$830K · min. income ≈ HK$8,042/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,209
−HK$228/mo
▼ 0.25% · 3.875%
HK$4,322
−HK$115/mo
Today · 4.125%
HK$4,437
baseline
▲ 0.50% · 4.625%
HK$4,670
+HK$233/mo
Deposit HK$679K · loan HK$830K · min. income ≈ HK$8,874/mo (50% DSR)
Upfront cash ≈ HK$679K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,127
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,256
−HK$130/mo
Today · 4.125%
HK$4,386
baseline
▲ 0.50% · 4.625%
HK$4,653
+HK$267/mo
Deposit HK$603K · loan HK$905K · min. income ≈ HK$8,772/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,592
−HK$248/mo
▼ 0.25% · 3.875%
HK$4,715
−HK$125/mo
Today · 4.125%
HK$4,840
baseline
▲ 0.50% · 4.625%
HK$5,095
+HK$255/mo
Deposit HK$603K · loan HK$905K · min. income ≈ HK$9,680/mo (50% DSR)
Upfront cash ≈ HK$603K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,471
−HK$281/mo
▼ 0.25% · 3.875%
HK$4,611
−HK$141/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,041
+HK$289/mo
Deposit HK$528K · loan HK$980K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,974
−HK$269/mo
▼ 0.25% · 3.875%
HK$5,108
−HK$135/mo
Today · 4.125%
HK$5,243
baseline
▲ 0.50% · 4.625%
HK$5,520
+HK$277/mo
Deposit HK$528K · loan HK$980K · min. income ≈ HK$10,486/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,815
−HK$302/mo
▼ 0.25% · 3.875%
HK$4,965
−HK$152/mo
Today · 4.125%
HK$5,117
baseline
▲ 0.50% · 4.625%
HK$5,429
+HK$312/mo
Deposit HK$453K · loan HK$1.06M · min. income ≈ HK$10,234/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,357
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,501
−HK$145/mo
Today · 4.125%
HK$5,646
baseline
▲ 0.50% · 4.625%
HK$5,944
+HK$298/mo
Deposit HK$453K · loan HK$1.06M · min. income ≈ HK$11,292/mo (50% DSR)
Upfront cash ≈ HK$453K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,159
−HK$324/mo
▼ 0.25% · 3.875%
HK$5,320
−HK$163/mo
Today · 4.125%
HK$5,483
baseline
▲ 0.50% · 4.625%
HK$5,817
+HK$334/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$10,966/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,740
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,894
−HK$156/mo
Today · 4.125%
HK$6,050
baseline
▲ 0.50% · 4.625%
HK$6,369
+HK$319/mo
Deposit HK$377K · loan HK$1.13M · min. income ≈ HK$12,100/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,503
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,674
−HK$174/mo
Today · 4.125%
HK$5,848
baseline
▲ 0.50% · 4.625%
HK$6,204
+HK$356/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$11,696/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,122
−HK$331/mo
▼ 0.25% · 3.875%
HK$6,287
−HK$166/mo
Today · 4.125%
HK$6,453
baseline
▲ 0.50% · 4.625%
HK$6,793
+HK$340/mo
Deposit HK$302K · loan HK$1.21M · min. income ≈ HK$12,906/mo (50% DSR)
Upfront cash ≈ HK$302K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,847
−HK$367/mo
▼ 0.25% · 3.875%
HK$6,029
−HK$185/mo
Today · 4.125%
HK$6,214
baseline
▲ 0.50% · 4.625%
HK$6,592
+HK$378/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$12,428/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,505
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,679
−HK$177/mo
Today · 4.125%
HK$6,856
baseline
▲ 0.50% · 4.625%
HK$7,218
+HK$362/mo
Deposit HK$226K · loan HK$1.28M · min. income ≈ HK$13,712/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,191
−HK$388/mo
▼ 0.25% · 3.875%
HK$6,384
−HK$195/mo
Today · 4.125%
HK$6,579
baseline
▲ 0.50% · 4.625%
HK$6,980
+HK$401/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$13,158/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,888
−HK$372/mo
▼ 0.25% · 3.875%
HK$7,072
−HK$188/mo
Today · 4.125%
HK$7,260
baseline
▲ 0.50% · 4.625%
HK$7,642
+HK$382/mo
Deposit HK$151K · loan HK$1.36M · min. income ≈ HK$14,520/mo (50% DSR)
Upfront cash ≈ HK$151K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).