▼ 0.50% · 3.625%
HK$3,519
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,629
−HK$111/mo
Today · 4.125%
HK$3,740
baseline
▲ 0.50% · 4.625%
HK$3,968
+HK$228/mo
Deposit HK$772K · loan HK$772K · min. income ≈ HK$7,480/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,915
−HK$212/mo
▼ 0.25% · 3.875%
HK$4,020
−HK$107/mo
Today · 4.125%
HK$4,127
baseline
▲ 0.50% · 4.625%
HK$4,344
+HK$217/mo
Deposit HK$772K · loan HK$772K · min. income ≈ HK$8,254/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,871
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,992
−HK$122/mo
Today · 4.125%
HK$4,114
baseline
▲ 0.50% · 4.625%
HK$4,364
+HK$250/mo
Deposit HK$695K · loan HK$849K · min. income ≈ HK$8,228/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,307
−HK$232/mo
▼ 0.25% · 3.875%
HK$4,422
−HK$117/mo
Today · 4.125%
HK$4,539
baseline
▲ 0.50% · 4.625%
HK$4,779
+HK$240/mo
Deposit HK$695K · loan HK$849K · min. income ≈ HK$9,078/mo (50% DSR)
Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,223
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,355
−HK$133/mo
Today · 4.125%
HK$4,488
baseline
▲ 0.50% · 4.625%
HK$4,761
+HK$273/mo
Deposit HK$617K · loan HK$926K · min. income ≈ HK$8,976/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,698
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,824
−HK$128/mo
Today · 4.125%
HK$4,952
baseline
▲ 0.50% · 4.625%
HK$5,213
+HK$261/mo
Deposit HK$617K · loan HK$926K · min. income ≈ HK$9,904/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,575
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,717
−HK$145/mo
Today · 4.125%
HK$4,862
baseline
▲ 0.50% · 4.625%
HK$5,158
+HK$296/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$9,724/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,090
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,226
−HK$139/mo
Today · 4.125%
HK$5,365
baseline
▲ 0.50% · 4.625%
HK$5,648
+HK$283/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$10,730/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,927
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,080
−HK$156/mo
Today · 4.125%
HK$5,236
baseline
▲ 0.50% · 4.625%
HK$5,555
+HK$319/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$10,472/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,481
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,628
−HK$150/mo
Today · 4.125%
HK$5,778
baseline
▲ 0.50% · 4.625%
HK$6,082
+HK$304/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$11,556/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,279
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,443
−HK$167/mo
Today · 4.125%
HK$5,610
baseline
▲ 0.50% · 4.625%
HK$5,951
+HK$341/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$11,220/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,873
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,030
−HK$160/mo
Today · 4.125%
HK$6,190
baseline
▲ 0.50% · 4.625%
HK$6,516
+HK$326/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$12,380/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,631
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,806
−HK$178/mo
Today · 4.125%
HK$5,984
baseline
▲ 0.50% · 4.625%
HK$6,348
+HK$364/mo
Deposit HK$309K · loan HK$1.23M · min. income ≈ HK$11,968/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,264
−HK$339/mo
▼ 0.25% · 3.875%
HK$6,432
−HK$171/mo
Today · 4.125%
HK$6,603
baseline
▲ 0.50% · 4.625%
HK$6,951
+HK$348/mo
Deposit HK$309K · loan HK$1.23M · min. income ≈ HK$13,206/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,983
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,169
−HK$189/mo
Today · 4.125%
HK$6,358
baseline
▲ 0.50% · 4.625%
HK$6,745
+HK$387/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$12,716/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,656
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,834
−HK$182/mo
Today · 4.125%
HK$7,016
baseline
▲ 0.50% · 4.625%
HK$7,385
+HK$369/mo
Deposit HK$232K · loan HK$1.31M · min. income ≈ HK$14,032/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,335
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,532
−HK$200/mo
Today · 4.125%
HK$6,732
baseline
▲ 0.50% · 4.625%
HK$7,142
+HK$410/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,464/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,047
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,236
−HK$192/mo
Today · 4.125%
HK$7,428
baseline
▲ 0.50% · 4.625%
HK$7,820
+HK$392/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,856/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).