▼ 0.50% · 3.625%
HK$3,476
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,584
−HK$110/mo
Today · 4.125%
HK$3,694
baseline
▲ 0.50% · 4.625%
HK$3,919
+HK$225/mo
Deposit HK$762K · loan HK$762K · min. income ≈ HK$7,388/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,867
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,971
−HK$105/mo
Today · 4.125%
HK$4,076
baseline
▲ 0.50% · 4.625%
HK$4,291
+HK$215/mo
Deposit HK$762K · loan HK$762K · min. income ≈ HK$8,152/mo (50% DSR)
Upfront cash ≈ HK$762K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,824
−HK$239/mo
▼ 0.25% · 3.875%
HK$3,943
−HK$120/mo
Today · 4.125%
HK$4,063
baseline
▲ 0.50% · 4.625%
HK$4,311
+HK$248/mo
Deposit HK$686K · loan HK$838K · min. income ≈ HK$8,126/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,254
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,368
−HK$116/mo
Today · 4.125%
HK$4,484
baseline
▲ 0.50% · 4.625%
HK$4,720
+HK$236/mo
Deposit HK$686K · loan HK$838K · min. income ≈ HK$8,968/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,171
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,301
−HK$132/mo
Today · 4.125%
HK$4,433
baseline
▲ 0.50% · 4.625%
HK$4,702
+HK$269/mo
Deposit HK$610K · loan HK$915K · min. income ≈ HK$8,866/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,640
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,765
−HK$126/mo
Today · 4.125%
HK$4,891
baseline
▲ 0.50% · 4.625%
HK$5,149
+HK$258/mo
Deposit HK$610K · loan HK$915K · min. income ≈ HK$9,782/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,519
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,659
−HK$143/mo
Today · 4.125%
HK$4,802
baseline
▲ 0.50% · 4.625%
HK$5,094
+HK$292/mo
Deposit HK$534K · loan HK$991K · min. income ≈ HK$9,604/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,027
−HK$272/mo
▼ 0.25% · 3.875%
HK$5,162
−HK$137/mo
Today · 4.125%
HK$5,299
baseline
▲ 0.50% · 4.625%
HK$5,578
+HK$279/mo
Deposit HK$534K · loan HK$991K · min. income ≈ HK$10,598/mo (50% DSR)
Upfront cash ≈ HK$534K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,866
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,018
−HK$154/mo
Today · 4.125%
HK$5,172
baseline
▲ 0.50% · 4.625%
HK$5,486
+HK$314/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$10,344/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,414
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,559
−HK$147/mo
Today · 4.125%
HK$5,706
baseline
▲ 0.50% · 4.625%
HK$6,007
+HK$301/mo
Deposit HK$457K · loan HK$1.07M · min. income ≈ HK$11,412/mo (50% DSR)
Upfront cash ≈ HK$457K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,214
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,376
−HK$165/mo
Today · 4.125%
HK$5,541
baseline
▲ 0.50% · 4.625%
HK$5,878
+HK$337/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$11,082/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,800
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$158/mo
Today · 4.125%
HK$6,114
baseline
▲ 0.50% · 4.625%
HK$6,436
+HK$322/mo
Deposit HK$381K · loan HK$1.14M · min. income ≈ HK$12,228/mo (50% DSR)
Upfront cash ≈ HK$381K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$175/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,270
+HK$360/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,187
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,353
−HK$168/mo
Today · 4.125%
HK$6,521
baseline
▲ 0.50% · 4.625%
HK$6,865
+HK$344/mo
Deposit HK$305K · loan HK$1.22M · min. income ≈ HK$13,042/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,909
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,093
−HK$187/mo
Today · 4.125%
HK$6,280
baseline
▲ 0.50% · 4.625%
HK$6,662
+HK$382/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,560/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,574
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,750
−HK$179/mo
Today · 4.125%
HK$6,929
baseline
▲ 0.50% · 4.625%
HK$7,294
+HK$365/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,858/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,257
−HK$392/mo
▼ 0.25% · 3.875%
HK$6,451
−HK$198/mo
Today · 4.125%
HK$6,649
baseline
▲ 0.50% · 4.625%
HK$7,054
+HK$405/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$13,298/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,961
−HK$376/mo
▼ 0.25% · 3.875%
HK$7,147
−HK$190/mo
Today · 4.125%
HK$7,337
baseline
▲ 0.50% · 4.625%
HK$7,723
+HK$386/mo
Deposit HK$152K · loan HK$1.37M · min. income ≈ HK$14,674/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).