▼ 0.50% · 3.625%
HK$4,403
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,540
−HK$140/mo
Today · 4.125%
HK$4,680
baseline
▲ 0.50% · 4.625%
HK$4,964
+HK$284/mo
Deposit HK$966K · loan HK$966K · min. income ≈ HK$9,360/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,899
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,030
−HK$133/mo
Today · 4.125%
HK$5,163
baseline
▲ 0.50% · 4.625%
HK$5,436
+HK$273/mo
Deposit HK$966K · loan HK$966K · min. income ≈ HK$10,326/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,844
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,994
−HK$154/mo
Today · 4.125%
HK$5,148
baseline
▲ 0.50% · 4.625%
HK$5,461
+HK$313/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$10,296/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,389
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,533
−HK$147/mo
Today · 4.125%
HK$5,680
baseline
▲ 0.50% · 4.625%
HK$5,979
+HK$299/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$11,360/mo (50% DSR)
Upfront cash ≈ HK$869K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,284
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,448
−HK$167/mo
Today · 4.125%
HK$5,615
baseline
▲ 0.50% · 4.625%
HK$5,957
+HK$342/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$11,230/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,879
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,036
−HK$160/mo
Today · 4.125%
HK$6,196
baseline
▲ 0.50% · 4.625%
HK$6,523
+HK$327/mo
Deposit HK$772K · loan HK$1.16M · min. income ≈ HK$12,392/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,724
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,903
−HK$180/mo
Today · 4.125%
HK$6,083
baseline
▲ 0.50% · 4.625%
HK$6,454
+HK$371/mo
Deposit HK$676K · loan HK$1.26M · min. income ≈ HK$12,166/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,368
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,539
−HK$173/mo
Today · 4.125%
HK$6,712
baseline
▲ 0.50% · 4.625%
HK$7,066
+HK$354/mo
Deposit HK$676K · loan HK$1.26M · min. income ≈ HK$13,424/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,165
−HK$386/mo
▼ 0.25% · 3.875%
HK$6,357
−HK$194/mo
Today · 4.125%
HK$6,551
baseline
▲ 0.50% · 4.625%
HK$6,950
+HK$399/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$13,102/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,858
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,042
−HK$187/mo
Today · 4.125%
HK$7,229
baseline
▲ 0.50% · 4.625%
HK$7,610
+HK$381/mo
Deposit HK$579K · loan HK$1.35M · min. income ≈ HK$14,458/mo (50% DSR)
Upfront cash ≈ HK$579K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,605
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,811
−HK$208/mo
Today · 4.125%
HK$7,019
baseline
▲ 0.50% · 4.625%
HK$7,446
+HK$427/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$14,038/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,348
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,545
−HK$200/mo
Today · 4.125%
HK$7,745
baseline
▲ 0.50% · 4.625%
HK$8,153
+HK$408/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$15,490/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,045
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,265
−HK$222/mo
Today · 4.125%
HK$7,487
baseline
▲ 0.50% · 4.625%
HK$7,943
+HK$456/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$14,974/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,838
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,048
−HK$214/mo
Today · 4.125%
HK$8,262
baseline
▲ 0.50% · 4.625%
HK$8,697
+HK$435/mo
Deposit HK$386K · loan HK$1.54M · min. income ≈ HK$16,524/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,486
−HK$469/mo
▼ 0.25% · 3.875%
HK$7,719
−HK$236/mo
Today · 4.125%
HK$7,955
baseline
▲ 0.50% · 4.625%
HK$8,439
+HK$484/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,910/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,328
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,551
−HK$227/mo
Today · 4.125%
HK$8,778
baseline
▲ 0.50% · 4.625%
HK$9,241
+HK$463/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,556/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,926
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,173
−HK$250/mo
Today · 4.125%
HK$8,423
baseline
▲ 0.50% · 4.625%
HK$8,936
+HK$513/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,846/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,818
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,054
−HK$240/mo
Today · 4.125%
HK$9,294
baseline
▲ 0.50% · 4.625%
HK$9,784
+HK$490/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,588/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).