▼ 0.50% · 3.625%
HK$3,486
−HK$218/mo
▼ 0.25% · 3.875%
HK$3,594
−HK$110/mo
Today · 4.125%
HK$3,704
baseline
▲ 0.50% · 4.625%
HK$3,930
+HK$226/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$7,408/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,878
−HK$209/mo
▼ 0.25% · 3.875%
HK$3,982
−HK$105/mo
Today · 4.125%
HK$4,087
baseline
▲ 0.50% · 4.625%
HK$4,303
+HK$216/mo
Deposit HK$764K · loan HK$764K · min. income ≈ HK$8,174/mo (50% DSR)
Upfront cash ≈ HK$764K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,834
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,954
−HK$121/mo
Today · 4.125%
HK$4,075
baseline
▲ 0.50% · 4.625%
HK$4,323
+HK$248/mo
Deposit HK$688K · loan HK$841K · min. income ≈ HK$8,150/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,266
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,380
−HK$116/mo
Today · 4.125%
HK$4,496
baseline
▲ 0.50% · 4.625%
HK$4,733
+HK$237/mo
Deposit HK$688K · loan HK$841K · min. income ≈ HK$8,992/mo (50% DSR)
Upfront cash ≈ HK$688K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,183
−HK$262/mo
▼ 0.25% · 3.875%
HK$4,313
−HK$132/mo
Today · 4.125%
HK$4,445
baseline
▲ 0.50% · 4.625%
HK$4,716
+HK$271/mo
Deposit HK$611K · loan HK$917K · min. income ≈ HK$8,890/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,653
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,778
−HK$127/mo
Today · 4.125%
HK$4,905
baseline
▲ 0.50% · 4.625%
HK$5,163
+HK$258/mo
Deposit HK$611K · loan HK$917K · min. income ≈ HK$9,810/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,531
−HK$285/mo
▼ 0.25% · 3.875%
HK$4,672
−HK$144/mo
Today · 4.125%
HK$4,816
baseline
▲ 0.50% · 4.625%
HK$5,109
+HK$293/mo
Deposit HK$535K · loan HK$994K · min. income ≈ HK$9,632/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,041
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,176
−HK$138/mo
Today · 4.125%
HK$5,314
baseline
▲ 0.50% · 4.625%
HK$5,594
+HK$280/mo
Deposit HK$535K · loan HK$994K · min. income ≈ HK$10,628/mo (50% DSR)
Upfront cash ≈ HK$535K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,880
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$154/mo
Today · 4.125%
HK$5,186
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$316/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$10,372/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,429
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$147/mo
Today · 4.125%
HK$5,722
baseline
▲ 0.50% · 4.625%
HK$6,024
+HK$302/mo
Deposit HK$459K · loan HK$1.07M · min. income ≈ HK$11,444/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,229
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,391
−HK$165/mo
Today · 4.125%
HK$5,556
baseline
▲ 0.50% · 4.625%
HK$5,895
+HK$339/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$11,112/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,817
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,973
−HK$158/mo
Today · 4.125%
HK$6,131
baseline
▲ 0.50% · 4.625%
HK$6,454
+HK$323/mo
Deposit HK$382K · loan HK$1.15M · min. income ≈ HK$12,262/mo (50% DSR)
Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,577
−HK$350/mo
▼ 0.25% · 3.875%
HK$5,751
−HK$176/mo
Today · 4.125%
HK$5,927
baseline
▲ 0.50% · 4.625%
HK$6,288
+HK$361/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$11,854/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,205
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,371
−HK$169/mo
Today · 4.125%
HK$6,540
baseline
▲ 0.50% · 4.625%
HK$6,884
+HK$344/mo
Deposit HK$306K · loan HK$1.22M · min. income ≈ HK$13,080/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,926
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,110
−HK$187/mo
Today · 4.125%
HK$6,297
baseline
▲ 0.50% · 4.625%
HK$6,681
+HK$384/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$12,594/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,592
−HK$356/mo
▼ 0.25% · 3.875%
HK$6,769
−HK$179/mo
Today · 4.125%
HK$6,948
baseline
▲ 0.50% · 4.625%
HK$7,315
+HK$367/mo
Deposit HK$229K · loan HK$1.30M · min. income ≈ HK$13,896/mo (50% DSR)
Upfront cash ≈ HK$229K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,274
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,469
−HK$199/mo
Today · 4.125%
HK$6,668
baseline
▲ 0.50% · 4.625%
HK$7,073
+HK$405/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$13,336/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,980
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,167
−HK$190/mo
Today · 4.125%
HK$7,357
baseline
▲ 0.50% · 4.625%
HK$7,745
+HK$388/mo
Deposit HK$153K · loan HK$1.38M · min. income ≈ HK$14,714/mo (50% DSR)
Upfront cash ≈ HK$153K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).