▼ 0.50% · 3.625%
HK$3,612
−HK$227/mo
▼ 0.25% · 3.875%
HK$3,724
−HK$115/mo
Today · 4.125%
HK$3,839
baseline
▲ 0.50% · 4.625%
HK$4,072
+HK$233/mo
Deposit HK$792K · loan HK$792K · min. income ≈ HK$7,678/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,018
−HK$217/mo
▼ 0.25% · 3.875%
HK$4,126
−HK$109/mo
Today · 4.125%
HK$4,235
baseline
▲ 0.50% · 4.625%
HK$4,459
+HK$224/mo
Deposit HK$792K · loan HK$792K · min. income ≈ HK$8,470/mo (50% DSR)
Upfront cash ≈ HK$792K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,973
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,097
−HK$125/mo
Today · 4.125%
HK$4,222
baseline
▲ 0.50% · 4.625%
HK$4,479
+HK$257/mo
Deposit HK$713K · loan HK$871K · min. income ≈ HK$8,444/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,420
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,539
−HK$120/mo
Today · 4.125%
HK$4,659
baseline
▲ 0.50% · 4.625%
HK$4,905
+HK$246/mo
Deposit HK$713K · loan HK$871K · min. income ≈ HK$9,318/mo (50% DSR)
Upfront cash ≈ HK$713K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,334
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,469
−HK$137/mo
Today · 4.125%
HK$4,606
baseline
▲ 0.50% · 4.625%
HK$4,887
+HK$281/mo
Deposit HK$634K · loan HK$950K · min. income ≈ HK$9,212/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,822
−HK$261/mo
▼ 0.25% · 3.875%
HK$4,951
−HK$132/mo
Today · 4.125%
HK$5,083
baseline
▲ 0.50% · 4.625%
HK$5,351
+HK$268/mo
Deposit HK$634K · loan HK$950K · min. income ≈ HK$10,166/mo (50% DSR)
Upfront cash ≈ HK$634K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,696
−HK$294/mo
▼ 0.25% · 3.875%
HK$4,842
−HK$148/mo
Today · 4.125%
HK$4,990
baseline
▲ 0.50% · 4.625%
HK$5,294
+HK$304/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$9,980/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,224
−HK$282/mo
▼ 0.25% · 3.875%
HK$5,364
−HK$142/mo
Today · 4.125%
HK$5,506
baseline
▲ 0.50% · 4.625%
HK$5,796
+HK$290/mo
Deposit HK$554K · loan HK$1.03M · min. income ≈ HK$11,012/mo (50% DSR)
Upfront cash ≈ HK$555K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,057
−HK$317/mo
▼ 0.25% · 3.875%
HK$5,214
−HK$160/mo
Today · 4.125%
HK$5,374
baseline
▲ 0.50% · 4.625%
HK$5,701
+HK$327/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$10,748/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,626
−HK$304/mo
▼ 0.25% · 3.875%
HK$5,777
−HK$153/mo
Today · 4.125%
HK$5,930
baseline
▲ 0.50% · 4.625%
HK$6,242
+HK$312/mo
Deposit HK$475K · loan HK$1.11M · min. income ≈ HK$11,860/mo (50% DSR)
Upfront cash ≈ HK$475K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,418
−HK$340/mo
▼ 0.25% · 3.875%
HK$5,587
−HK$171/mo
Today · 4.125%
HK$5,758
baseline
▲ 0.50% · 4.625%
HK$6,108
+HK$350/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$11,516/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,028
−HK$325/mo
▼ 0.25% · 3.875%
HK$6,189
−HK$164/mo
Today · 4.125%
HK$6,353
baseline
▲ 0.50% · 4.625%
HK$6,688
+HK$335/mo
Deposit HK$396K · loan HK$1.19M · min. income ≈ HK$12,706/mo (50% DSR)
Upfront cash ≈ HK$396K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,779
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,959
−HK$183/mo
Today · 4.125%
HK$6,142
baseline
▲ 0.50% · 4.625%
HK$6,515
+HK$373/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$12,284/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,429
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,602
−HK$175/mo
Today · 4.125%
HK$6,777
baseline
▲ 0.50% · 4.625%
HK$7,134
+HK$357/mo
Deposit HK$317K · loan HK$1.27M · min. income ≈ HK$13,554/mo (50% DSR)
Upfront cash ≈ HK$317K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,141
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,332
−HK$194/mo
Today · 4.125%
HK$6,526
baseline
▲ 0.50% · 4.625%
HK$6,923
+HK$397/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$13,052/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,831
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,014
−HK$186/mo
Today · 4.125%
HK$7,200
baseline
▲ 0.50% · 4.625%
HK$7,580
+HK$380/mo
Deposit HK$238K · loan HK$1.35M · min. income ≈ HK$14,400/mo (50% DSR)
Upfront cash ≈ HK$238K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,502
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,704
−HK$205/mo
Today · 4.125%
HK$6,909
baseline
▲ 0.50% · 4.625%
HK$7,330
+HK$421/mo
Deposit HK$158K · loan HK$1.43M · min. income ≈ HK$13,818/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,233
−HK$391/mo
▼ 0.25% · 3.875%
HK$7,427
−HK$197/mo
Today · 4.125%
HK$7,624
baseline
▲ 0.50% · 4.625%
HK$8,026
+HK$402/mo
Deposit HK$158K · loan HK$1.43M · min. income ≈ HK$15,248/mo (50% DSR)
Upfront cash ≈ HK$159K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).