▼ 0.50% · 3.625%
HK$3,304
−HK$207/mo
▼ 0.25% · 3.875%
HK$3,406
−HK$105/mo
Today · 4.125%
HK$3,511
baseline
▲ 0.50% · 4.625%
HK$3,725
+HK$214/mo
Deposit HK$724K · loan HK$724K · min. income ≈ HK$7,022/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,675
−HK$199/mo
▼ 0.25% · 3.875%
HK$3,774
−HK$100/mo
Today · 4.125%
HK$3,874
baseline
▲ 0.50% · 4.625%
HK$4,078
+HK$204/mo
Deposit HK$724K · loan HK$724K · min. income ≈ HK$7,748/mo (50% DSR)
Upfront cash ≈ HK$725K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,634
−HK$228/mo
▼ 0.25% · 3.875%
HK$3,747
−HK$115/mo
Today · 4.125%
HK$3,862
baseline
▲ 0.50% · 4.625%
HK$4,097
+HK$235/mo
Deposit HK$652K · loan HK$797K · min. income ≈ HK$7,724/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,043
−HK$218/mo
▼ 0.25% · 3.875%
HK$4,151
−HK$110/mo
Today · 4.125%
HK$4,261
baseline
▲ 0.50% · 4.625%
HK$4,486
+HK$225/mo
Deposit HK$652K · loan HK$797K · min. income ≈ HK$8,522/mo (50% DSR)
Upfront cash ≈ HK$652K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,964
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,088
−HK$125/mo
Today · 4.125%
HK$4,213
baseline
▲ 0.50% · 4.625%
HK$4,469
+HK$256/mo
Deposit HK$580K · loan HK$869K · min. income ≈ HK$8,426/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$239/mo
▼ 0.25% · 3.875%
HK$4,529
−HK$120/mo
Today · 4.125%
HK$4,649
baseline
▲ 0.50% · 4.625%
HK$4,894
+HK$245/mo
Deposit HK$580K · loan HK$869K · min. income ≈ HK$9,298/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,295
−HK$269/mo
▼ 0.25% · 3.875%
HK$4,428
−HK$136/mo
Today · 4.125%
HK$4,564
baseline
▲ 0.50% · 4.625%
HK$4,842
+HK$278/mo
Deposit HK$507K · loan HK$942K · min. income ≈ HK$9,128/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,778
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,906
−HK$130/mo
Today · 4.125%
HK$5,036
baseline
▲ 0.50% · 4.625%
HK$5,302
+HK$266/mo
Deposit HK$507K · loan HK$942K · min. income ≈ HK$10,072/mo (50% DSR)
Upfront cash ≈ HK$507K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,625
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,769
−HK$146/mo
Today · 4.125%
HK$4,915
baseline
▲ 0.50% · 4.625%
HK$5,214
+HK$299/mo
Deposit HK$435K · loan HK$1.01M · min. income ≈ HK$9,830/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,146
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,284
−HK$140/mo
Today · 4.125%
HK$5,424
baseline
▲ 0.50% · 4.625%
HK$5,709
+HK$285/mo
Deposit HK$435K · loan HK$1.01M · min. income ≈ HK$10,848/mo (50% DSR)
Upfront cash ≈ HK$435K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,956
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,110
−HK$156/mo
Today · 4.125%
HK$5,266
baseline
▲ 0.50% · 4.625%
HK$5,587
+HK$321/mo
Deposit HK$362K · loan HK$1.09M · min. income ≈ HK$10,532/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,513
−HK$298/mo
▼ 0.25% · 3.875%
HK$5,661
−HK$150/mo
Today · 4.125%
HK$5,811
baseline
▲ 0.50% · 4.625%
HK$6,117
+HK$306/mo
Deposit HK$362K · loan HK$1.09M · min. income ≈ HK$11,622/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,286
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,450
−HK$167/mo
Today · 4.125%
HK$5,617
baseline
▲ 0.50% · 4.625%
HK$5,959
+HK$342/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$11,234/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,881
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,038
−HK$160/mo
Today · 4.125%
HK$6,198
baseline
▲ 0.50% · 4.625%
HK$6,525
+HK$327/mo
Deposit HK$290K · loan HK$1.16M · min. income ≈ HK$12,396/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,616
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,791
−HK$178/mo
Today · 4.125%
HK$5,969
baseline
▲ 0.50% · 4.625%
HK$6,332
+HK$363/mo
Deposit HK$217K · loan HK$1.23M · min. income ≈ HK$11,938/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,248
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,416
−HK$170/mo
Today · 4.125%
HK$6,586
baseline
▲ 0.50% · 4.625%
HK$6,933
+HK$347/mo
Deposit HK$217K · loan HK$1.23M · min. income ≈ HK$13,172/mo (50% DSR)
Upfront cash ≈ HK$217K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,947
−HK$373/mo
▼ 0.25% · 3.875%
HK$6,132
−HK$188/mo
Today · 4.125%
HK$6,320
baseline
▲ 0.50% · 4.625%
HK$6,704
+HK$384/mo
Deposit HK$145K · loan HK$1.30M · min. income ≈ HK$12,640/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,616
−HK$357/mo
▼ 0.25% · 3.875%
HK$6,793
−HK$180/mo
Today · 4.125%
HK$6,973
baseline
▲ 0.50% · 4.625%
HK$7,341
+HK$368/mo
Deposit HK$145K · loan HK$1.30M · min. income ≈ HK$13,946/mo (50% DSR)
Upfront cash ≈ HK$145K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).