▼ 0.50% · 3.625%
HK$4,406
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,543
−HK$139/mo
Today · 4.125%
HK$4,682
baseline
▲ 0.50% · 4.625%
HK$4,967
+HK$285/mo
Deposit HK$966K · loan HK$966K · min. income ≈ HK$9,364/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,902
−HK$264/mo
▼ 0.25% · 3.875%
HK$5,033
−HK$133/mo
Today · 4.125%
HK$5,166
baseline
▲ 0.50% · 4.625%
HK$5,439
+HK$273/mo
Deposit HK$966K · loan HK$966K · min. income ≈ HK$10,332/mo (50% DSR)
Upfront cash ≈ HK$966K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,846
−HK$304/mo
▼ 0.25% · 3.875%
HK$4,997
−HK$153/mo
Today · 4.125%
HK$5,150
baseline
▲ 0.50% · 4.625%
HK$5,464
+HK$314/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$10,300/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,392
−HK$291/mo
▼ 0.25% · 3.875%
HK$5,536
−HK$147/mo
Today · 4.125%
HK$5,683
baseline
▲ 0.50% · 4.625%
HK$5,983
+HK$300/mo
Deposit HK$869K · loan HK$1.06M · min. income ≈ HK$11,366/mo (50% DSR)
Upfront cash ≈ HK$870K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,287
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,452
−HK$167/mo
Today · 4.125%
HK$5,619
baseline
▲ 0.50% · 4.625%
HK$5,960
+HK$341/mo
Deposit HK$773K · loan HK$1.16M · min. income ≈ HK$11,238/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,882
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,040
−HK$160/mo
Today · 4.125%
HK$6,200
baseline
▲ 0.50% · 4.625%
HK$6,526
+HK$326/mo
Deposit HK$773K · loan HK$1.16M · min. income ≈ HK$12,400/mo (50% DSR)
Upfront cash ≈ HK$773K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,728
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,906
−HK$181/mo
Today · 4.125%
HK$6,087
baseline
▲ 0.50% · 4.625%
HK$6,457
+HK$370/mo
Deposit HK$676K · loan HK$1.26M · min. income ≈ HK$12,174/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,372
−HK$344/mo
▼ 0.25% · 3.875%
HK$6,543
−HK$173/mo
Today · 4.125%
HK$6,716
baseline
▲ 0.50% · 4.625%
HK$7,070
+HK$354/mo
Deposit HK$676K · loan HK$1.26M · min. income ≈ HK$13,432/mo (50% DSR)
Upfront cash ≈ HK$676K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,168
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,360
−HK$195/mo
Today · 4.125%
HK$6,555
baseline
▲ 0.50% · 4.625%
HK$6,954
+HK$399/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$13,110/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,862
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,046
−HK$187/mo
Today · 4.125%
HK$7,233
baseline
▲ 0.50% · 4.625%
HK$7,614
+HK$381/mo
Deposit HK$580K · loan HK$1.35M · min. income ≈ HK$14,466/mo (50% DSR)
Upfront cash ≈ HK$580K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,609
−HK$414/mo
▼ 0.25% · 3.875%
HK$6,814
−HK$209/mo
Today · 4.125%
HK$7,023
baseline
▲ 0.50% · 4.625%
HK$7,451
+HK$428/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$14,046/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,352
−HK$397/mo
▼ 0.25% · 3.875%
HK$7,549
−HK$200/mo
Today · 4.125%
HK$7,749
baseline
▲ 0.50% · 4.625%
HK$8,158
+HK$409/mo
Deposit HK$483K · loan HK$1.45M · min. income ≈ HK$15,498/mo (50% DSR)
Upfront cash ≈ HK$483K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,049
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,269
−HK$222/mo
Today · 4.125%
HK$7,491
baseline
▲ 0.50% · 4.625%
HK$7,947
+HK$456/mo
Deposit HK$386K · loan HK$1.55M · min. income ≈ HK$14,982/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,842
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,053
−HK$213/mo
Today · 4.125%
HK$8,266
baseline
▲ 0.50% · 4.625%
HK$8,702
+HK$436/mo
Deposit HK$386K · loan HK$1.55M · min. income ≈ HK$16,532/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,490
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,723
−HK$237/mo
Today · 4.125%
HK$7,960
baseline
▲ 0.50% · 4.625%
HK$8,444
+HK$484/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,920/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,333
−HK$450/mo
▼ 0.25% · 3.875%
HK$8,556
−HK$227/mo
Today · 4.125%
HK$8,783
baseline
▲ 0.50% · 4.625%
HK$9,246
+HK$463/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,566/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,931
−HK$497/mo
▼ 0.25% · 3.875%
HK$8,177
−HK$251/mo
Today · 4.125%
HK$8,428
baseline
▲ 0.50% · 4.625%
HK$8,941
+HK$513/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$16,856/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,823
−HK$476/mo
▼ 0.25% · 3.875%
HK$9,059
−HK$240/mo
Today · 4.125%
HK$9,299
baseline
▲ 0.50% · 4.625%
HK$9,790
+HK$491/mo
Deposit HK$193K · loan HK$1.74M · min. income ≈ HK$18,598/mo (50% DSR)
Upfront cash ≈ HK$193K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).