▼ 0.50% · 3.625%
HK$3,518
−HK$221/mo
▼ 0.25% · 3.875%
HK$3,627
−HK$112/mo
Today · 4.125%
HK$3,739
baseline
▲ 0.50% · 4.625%
HK$3,966
+HK$227/mo
Deposit HK$771K · loan HK$771K · min. income ≈ HK$7,478/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,914
−HK$211/mo
▼ 0.25% · 3.875%
HK$4,019
−HK$106/mo
Today · 4.125%
HK$4,125
baseline
▲ 0.50% · 4.625%
HK$4,343
+HK$218/mo
Deposit HK$771K · loan HK$771K · min. income ≈ HK$8,250/mo (50% DSR)
Upfront cash ≈ HK$772K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,870
−HK$243/mo
▼ 0.25% · 3.875%
HK$3,990
−HK$123/mo
Today · 4.125%
HK$4,113
baseline
▲ 0.50% · 4.625%
HK$4,363
+HK$250/mo
Deposit HK$694K · loan HK$849K · min. income ≈ HK$8,226/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,305
−HK$233/mo
▼ 0.25% · 3.875%
HK$4,421
−HK$117/mo
Today · 4.125%
HK$4,538
baseline
▲ 0.50% · 4.625%
HK$4,777
+HK$239/mo
Deposit HK$694K · loan HK$849K · min. income ≈ HK$9,076/mo (50% DSR)
Upfront cash ≈ HK$694K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,222
−HK$264/mo
▼ 0.25% · 3.875%
HK$4,353
−HK$133/mo
Today · 4.125%
HK$4,486
baseline
▲ 0.50% · 4.625%
HK$4,759
+HK$273/mo
Deposit HK$617K · loan HK$926K · min. income ≈ HK$8,972/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,697
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,822
−HK$128/mo
Today · 4.125%
HK$4,950
baseline
▲ 0.50% · 4.625%
HK$5,211
+HK$261/mo
Deposit HK$617K · loan HK$926K · min. income ≈ HK$9,900/mo (50% DSR)
Upfront cash ≈ HK$617K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,573
−HK$287/mo
▼ 0.25% · 3.875%
HK$4,716
−HK$144/mo
Today · 4.125%
HK$4,860
baseline
▲ 0.50% · 4.625%
HK$5,156
+HK$296/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$9,720/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,088
−HK$275/mo
▼ 0.25% · 3.875%
HK$5,224
−HK$139/mo
Today · 4.125%
HK$5,363
baseline
▲ 0.50% · 4.625%
HK$5,645
+HK$282/mo
Deposit HK$540K · loan HK$1.00M · min. income ≈ HK$10,726/mo (50% DSR)
Upfront cash ≈ HK$540K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,925
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,078
−HK$156/mo
Today · 4.125%
HK$5,234
baseline
▲ 0.50% · 4.625%
HK$5,553
+HK$319/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$10,468/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,479
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,626
−HK$149/mo
Today · 4.125%
HK$5,775
baseline
▲ 0.50% · 4.625%
HK$6,080
+HK$305/mo
Deposit HK$463K · loan HK$1.08M · min. income ≈ HK$11,550/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,277
−HK$331/mo
▼ 0.25% · 3.875%
HK$5,441
−HK$167/mo
Today · 4.125%
HK$5,608
baseline
▲ 0.50% · 4.625%
HK$5,949
+HK$341/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$11,216/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,871
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,028
−HK$160/mo
Today · 4.125%
HK$6,188
baseline
▲ 0.50% · 4.625%
HK$6,514
+HK$326/mo
Deposit HK$386K · loan HK$1.16M · min. income ≈ HK$12,376/mo (50% DSR)
Upfront cash ≈ HK$386K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,629
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,804
−HK$178/mo
Today · 4.125%
HK$5,982
baseline
▲ 0.50% · 4.625%
HK$6,346
+HK$364/mo
Deposit HK$309K · loan HK$1.23M · min. income ≈ HK$11,964/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,262
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,430
−HK$170/mo
Today · 4.125%
HK$6,600
baseline
▲ 0.50% · 4.625%
HK$6,948
+HK$348/mo
Deposit HK$309K · loan HK$1.23M · min. income ≈ HK$13,200/mo (50% DSR)
Upfront cash ≈ HK$309K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,981
−HK$375/mo
▼ 0.25% · 3.875%
HK$6,167
−HK$189/mo
Today · 4.125%
HK$6,356
baseline
▲ 0.50% · 4.625%
HK$6,742
+HK$386/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$12,712/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,653
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,832
−HK$181/mo
Today · 4.125%
HK$7,013
baseline
▲ 0.50% · 4.625%
HK$7,383
+HK$370/mo
Deposit HK$231K · loan HK$1.31M · min. income ≈ HK$14,026/mo (50% DSR)
Upfront cash ≈ HK$232K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,332
−HK$398/mo
▼ 0.25% · 3.875%
HK$6,529
−HK$201/mo
Today · 4.125%
HK$6,730
baseline
▲ 0.50% · 4.625%
HK$7,139
+HK$409/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$13,460/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,045
−HK$380/mo
▼ 0.25% · 3.875%
HK$7,234
−HK$191/mo
Today · 4.125%
HK$7,425
baseline
▲ 0.50% · 4.625%
HK$7,817
+HK$392/mo
Deposit HK$154K · loan HK$1.39M · min. income ≈ HK$14,850/mo (50% DSR)
Upfront cash ≈ HK$154K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).