▼ 0.50% · 3.625%
HK$4,548
−HK$286/mo
▼ 0.25% · 3.875%
HK$4,690
−HK$144/mo
Today · 4.125%
HK$4,834
baseline
▲ 0.50% · 4.625%
HK$5,128
+HK$294/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$9,668/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,060
−HK$273/mo
▼ 0.25% · 3.875%
HK$5,196
−HK$137/mo
Today · 4.125%
HK$5,333
baseline
▲ 0.50% · 4.625%
HK$5,614
+HK$281/mo
Deposit HK$997K · loan HK$997K · min. income ≈ HK$10,666/mo (50% DSR)
Upfront cash ≈ HK$997K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,003
−HK$314/mo
▼ 0.25% · 3.875%
HK$5,159
−HK$158/mo
Today · 4.125%
HK$5,317
baseline
▲ 0.50% · 4.625%
HK$5,640
+HK$323/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$10,634/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,566
−HK$301/mo
▼ 0.25% · 3.875%
HK$5,715
−HK$152/mo
Today · 4.125%
HK$5,867
baseline
▲ 0.50% · 4.625%
HK$6,176
+HK$309/mo
Deposit HK$898K · loan HK$1.10M · min. income ≈ HK$11,734/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,458
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,628
−HK$172/mo
Today · 4.125%
HK$5,800
baseline
▲ 0.50% · 4.625%
HK$6,153
+HK$353/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$11,600/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,072
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,235
−HK$165/mo
Today · 4.125%
HK$6,400
baseline
▲ 0.50% · 4.625%
HK$6,737
+HK$337/mo
Deposit HK$798K · loan HK$1.20M · min. income ≈ HK$12,800/mo (50% DSR)
Upfront cash ≈ HK$798K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,913
−HK$371/mo
▼ 0.25% · 3.875%
HK$6,097
−HK$187/mo
Today · 4.125%
HK$6,284
baseline
▲ 0.50% · 4.625%
HK$6,666
+HK$382/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$12,568/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,578
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,754
−HK$179/mo
Today · 4.125%
HK$6,933
baseline
▲ 0.50% · 4.625%
HK$7,299
+HK$366/mo
Deposit HK$698K · loan HK$1.30M · min. income ≈ HK$13,866/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,368
−HK$399/mo
▼ 0.25% · 3.875%
HK$6,566
−HK$201/mo
Today · 4.125%
HK$6,767
baseline
▲ 0.50% · 4.625%
HK$7,179
+HK$412/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$13,534/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,084
−HK$383/mo
▼ 0.25% · 3.875%
HK$7,274
−HK$193/mo
Today · 4.125%
HK$7,467
baseline
▲ 0.50% · 4.625%
HK$7,860
+HK$393/mo
Deposit HK$598K · loan HK$1.40M · min. income ≈ HK$14,934/mo (50% DSR)
Upfront cash ≈ HK$598K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,823
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,035
−HK$215/mo
Today · 4.125%
HK$7,250
baseline
▲ 0.50% · 4.625%
HK$7,692
+HK$442/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$14,500/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,590
−HK$410/mo
▼ 0.25% · 3.875%
HK$7,794
−HK$206/mo
Today · 4.125%
HK$8,000
baseline
▲ 0.50% · 4.625%
HK$8,422
+HK$422/mo
Deposit HK$499K · loan HK$1.50M · min. income ≈ HK$16,000/mo (50% DSR)
Upfront cash ≈ HK$499K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,277
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,504
−HK$230/mo
Today · 4.125%
HK$7,734
baseline
▲ 0.50% · 4.625%
HK$8,204
+HK$470/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$15,468/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,096
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,313
−HK$220/mo
Today · 4.125%
HK$8,533
baseline
▲ 0.50% · 4.625%
HK$8,983
+HK$450/mo
Deposit HK$399K · loan HK$1.60M · min. income ≈ HK$17,066/mo (50% DSR)
Upfront cash ≈ HK$399K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,732
−HK$485/mo
▼ 0.25% · 3.875%
HK$7,973
−HK$244/mo
Today · 4.125%
HK$8,217
baseline
▲ 0.50% · 4.625%
HK$8,717
+HK$500/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$16,434/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,602
−HK$465/mo
▼ 0.25% · 3.875%
HK$8,833
−HK$234/mo
Today · 4.125%
HK$9,067
baseline
▲ 0.50% · 4.625%
HK$9,545
+HK$478/mo
Deposit HK$299K · loan HK$1.70M · min. income ≈ HK$18,134/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,187
−HK$513/mo
▼ 0.25% · 3.875%
HK$8,442
−HK$258/mo
Today · 4.125%
HK$8,700
baseline
▲ 0.50% · 4.625%
HK$9,230
+HK$530/mo
Deposit HK$199K · loan HK$1.80M · min. income ≈ HK$17,400/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,108
−HK$492/mo
▼ 0.25% · 3.875%
HK$9,352
−HK$248/mo
Today · 4.125%
HK$9,600
baseline
▲ 0.50% · 4.625%
HK$10,106
+HK$506/mo
Deposit HK$199K · loan HK$1.80M · min. income ≈ HK$19,200/mo (50% DSR)
Upfront cash ≈ HK$200K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).